FREE N.O.W. Checking Needham Bank's N.O.W. Checking account possesses features that make the account both convenient and cost effective. Take adavantage of this simple, no fee, worry-free checking account today! See features below: No Monthly Maintainenance Fees No Minimum Balance Requirements FREE Online Banking FREE e-Statements FREE Online Bill Pay FREE Telephone Banking 18/65 N.O.W. Checking* If you are under the age of 19 or age 65 or older, you qualify for this interest bearing account. FREE ATM Access** No Monthly Maintenance Fees No Minimum Balance Requirements No Check Charges FREE Stop Payments FREE Online Banking FREE e-Statements FREE Online Bill Pay FREE Telephone Banking Business Edge Checking Needham Bank's Business Edge Checking provides simple, straight-forward solutions for your business banking needs. Whether you are an established business or just getting started our experienced banking professionals will provide you with friendly, personalized service to help you make the right choices for your business. No Monthly Maintenance Fees No Minimum Balance Requirements FREE Online Banking FREE e-Statements FREE Online Bill Pay FREE Telephone Banking ATM/Debit Card 500 FREE Transactions Per Month Overdraft Protection Available Quicken Compatible Needham Bank also offers these Checking Account Services: Overdraft Protection Our N.O.W. Checking, Business Edge Checking and Money Market account customers can now protect themselves from overdrafts by joining a companion account to their checking or money market account.  Assuming the companion account has sufficient funds available, monies will be transferred from the companion account to the checking or money market account, thereby providing overdraft protection.   Direct Deposit With Direct Deposit, your payroll check, social security, or other regular payment is automatically deposited electronically to your checking, money market, or savings account; at NO cost to you.  It’s easy to enjoy the convenience, safety, and security of Direct Deposit.  Simply provide your employer, social security office, or other payment source with your name, address, social security number, your Needham Bank account number, and bank routing and transit number (211373539). Check Reorder Online Needham Bank customers can reorder their checks online 24x7 by clicking on this link. If you need to make any changes on your checks (information or design), please visit one of our branch locations and we will be happy to help you with your order.  Your Accounts are Insured in Full At Needham Bank every deposit is insured in full. The first $100,000 by the Federal Deposit Insurance Corporation (FDIC), and any amounts above that level by the Share Insurance Fund of Massachusetts (SIF).There are no maximum account limitations or amount limitations. Needham Bank is a member of the SUMsm Program, giving our checking account customers SURCHARGE FREE ATM access at over 1800 ATMs throughout the area! Look for ATMs bearing the SUMsm logo and you won't pay a surcharge. For a complete list of participating Bank ATM locations, visit the SUMs web site at www.sum-atm.com. For further information call (781) 444-2100 ALL DEPOSITS ARE INSURED IN FULL Read important information on The Impact of Check 21, Substitute Check Policy Disclosure and Your Rights, and Electronic Processing of Checks. * Ownership restrictions apply. See a customer service representative for details. ** Some banks may impose a surcharge for use of their ATM.