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| Rates effective as of March 3, 2010. For further information please call our Main Office at 781-444-2100 |
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Account Type
|
APY
|
Interest rate
|
Min. Opening Deposit
|
Min. Obtain APY
|
| Certificate of Deposit * 4, 5 |
| 5 year certificate |
3.000% |
2.950% |
$1,000.00 |
$1,000.00 |
| 3 year certificate |
2.250% |
2.220% |
$1,000.00 |
$1,000.00 |
| 2 year certificate |
1.750% |
1.730% |
$1,000.00 |
$1,000.00 |
| 18 month certificate |
1.900% |
1.880% |
$1,000.00 |
$1,000.00 |
| 1 year certificate |
1.250% |
1.240% |
$1,000.00 |
$1,000.00 |
| 6 month certificate |
1.000% |
0.990% |
$2,500.00 |
$2,500.00 |
| 3 Month certificate |
0.750% |
0.740% |
$2,500.00 |
$2,500.00 |
|
5 year certificate
|
$1,000.00
|
3.00%
|
$1,000.00
|
$1,000.00
|
|
| IRA Certificates of Deposit * 4, 5 |
| 5 year certificate |
3.000% |
2.950% |
$250.00 |
$250.00 |
| 3 year certificate |
2.250% |
2.220% |
$250.00 |
$250.00 |
| 2 year certificate |
1.750% |
1.730% |
$250.00 |
$250.00 |
| 18 month certificate |
1.900% |
1.880% |
$250.00 |
$250.00 |
| 1 year certificate |
1.250% |
1.240% |
$250.00 |
$250.00 |
| 6 month certificate |
1.000% |
0.990% |
$250.00 |
$250.00 |
| 3 Month certificate |
0.750% |
0.740% |
$250.00 |
$250.00 |
|
5 year certificate
|
$1,000.00
|
3.00%
|
$1,000.00
|
$1,000.00
|
|
|
| Money Market Accounts * 1, 2, 3, 5 |
| Money Market |
0.250% |
0.250% |
$2,500.00 |
$2,500.00 |
| Money Market |
0.750% |
0.740% |
$2,500.00 |
$50,000.00 |
| Money Market |
1.250% |
1.240% |
$2,500.00 |
$100,000.00 |
| Money Market |
1.500% |
1.480% |
$2,500.00 |
$500,000.00 |
|
5 year certificate
|
$1,000.00
|
3.00%
|
$1,000.00
|
$1,000.00
|
|
5 year certificate
|
$1,000.00
|
3.00%
|
$1,000.00
|
$1,000.00
|
|
5 year certificate
|
$1,000.00
|
3.00%
|
$1,000.00
|
$1,000.00
|
|
5 year certificate
|
$1,000.00
|
3.00%
|
$1,000.00
|
$1,000.00
|
|
|
| Regular Savings * 2, 3, 5 |
| Regular Savings |
0.250% |
0.250% |
$100.00 |
$10.00 |
|
5 year certificate
|
$1,000.00
|
3.00%
|
$1,000.00
|
$1,000.00
|
|
5 year certificate
|
$1,000.00
|
3.00%
|
$1,000.00
|
$1,000.00
|
|
5 year certificate
|
$1,000.00
|
3.00%
|
$1,000.00
|
$1,000.00
|
|
5 year certificate
|
$1,000.00
|
3.00%
|
$1,000.00
|
$1,000.00
|
|
5 year certificate
|
$1,000.00
|
3.00%
|
$1,000.00
|
$1,000.00
|
|
5 year certificate
|
$1,000.00
|
3.00%
|
$1,000.00
|
$1,000.00
|
|
5 year certificate
|
$1,000.00
|
3.00%
|
$1,000.00
|
$1,000.00
|
|
|
| NOW Checking * 2, 3, 5 |
| NOW Checking |
0.100% |
0.100% |
$50.00 |
$10.00 |
|
5 year certificate
|
$1,000.00
|
3.00%
|
$1,000.00
|
$1,000.00
|
|
5 year certificate
|
$1,000.00
|
3.00%
|
$1,000.00
|
$1,000.00
|
|
5 year certificate
|
$1,000.00
|
3.00%
|
$1,000.00
|
$1,000.00
|
|
5 year certificate
|
$1,000.00
|
3.00%
|
$1,000.00
|
$1,000.00
|
|
5 year certificate
|
$1,000.00
|
3.00%
|
$1,000.00
|
$1,000.00
|
|
5 year certificate
|
$1,000.00
|
3.00%
|
$1,000.00
|
$1,000.00
|
|
5 year certificate
|
$1,000.00
|
3.00%
|
$1,000.00
|
$1,000.00
|
|
|
|
Certificate of Deposite
|
|
5 year certificate
|
$1,000.00
|
3.00%
|
$1,000.00
|
$1,000.00
|
|
5 year certificate
|
$1,000.00
|
3.00%
|
$1,000.00
|
$1,000.00
|
|
5 year certificate
|
$1,000.00
|
3.00%
|
$1,000.00
|
$1,000.00
|
|
5 year certificate
|
$1,000.00
|
3.00%
|
$1,000.00
|
$1,000.00
|
|
5 year certificate
|
$1,000.00
|
3.00%
|
$1,000.00
|
$1,000.00
|
|
5 year certificate
|
$1,000.00
|
3.00%
|
$1,000.00
|
$1,000.00
|
|
5 year certificate
|
$1,000.00
|
3.00%
|
$1,000.00
|
$1,000.00
|
|
5 year certificate
|
$1,000.00
|
3.00%
|
$1,000.00
|
$1,000.00
|
|
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| * All interest is credited monthly. Fees can reduce earnings on an account. Interest rates are subject to change at the discretion of Needham Bank. 1. If daily balance falls below $2,500.00 APY is .25% - 2. Daily balance of $9.99 or less APY is 0%. 3. Rate may change after account is opened. 4. A substantial interest penalty is required if partial or full withdrawal is made before maturity of CD or IRA. 5. Interest for all accounts is paid from day of deposit to day of withdrawal if minimum balance is maintained. ALL DEPOSITS ARE FULLY INSURED The Federal Deposit Insurance Corporation (FDIC) insures the first $250,000 of deposits, the Share Insurance Fund (SIF) insures all deposits above that amount. |
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