A great, simple starter account in which all transactions are recorded in a passbook.

• Competitive interest rate
• No monthly maintenance fees
• All deposits insured in full-without limit-by the FDIC and the SIF*

Take advantage of our Money Market account's higher interest rates to make your savings grow, while maintaining the flexibility of keeping your funds available. Designed for higher balances, a Money Market account has a $2,500 minimum to open and pays a higher rate of interest than either our Passbook or Statement Savings accounts.

• Tiered interest rate—the higher your balance, the higher your rate
• Write checks on your account**
• No monthly maintenance fees
• Free online banking
• Free e-Statements
• All deposits insured in full-without limit-by the FDIC and the SIF*

*All deposits at Needham Bank are insured in full through a combination of insurance provided by the Federal Deposit Insurance Corporation (FDIC) and the Share Insurance Fund (SIF).

**You are limited to no more than six transfers per month to another account with Needham Bank or to a third party.