FAQs

After your checking application has been approved, you will receive our routing and transit number and your account number. If your employer participates in a direct deposit program, simply provide this information to the human resources or payroll department at your company and your direct deposit will usually begin within thirty days.

A Construction-to-Permanent loan is a residential mortgage loan that combines the construction phase with a fully amortized mortgage so that you only have to attend one closing.

Yes. Account information is available with our Customer Service Representatives during business hours at any of our offices or by calling our Telephone Banking Line 888-833-5590 for automated account information 24 hours a day.

After your checking application has been approved, you will receive our routing and transit number and your account number. 

We will assist by telephoning SSA with you or by providing contact information, so you may call from the privacy of your own home to set up.

A construction to permanent loan typically has a 12 month interest only period during the construction phase followed by a fully amortized mortgage loan.

NB Business Online Banking is a great solution to managing your business accounts. It allows you to view account history, include multiple entities within one online profile, transfer funds, initiate wire requests, pay your bills and invoices online, pay your federal taxes online, and download your information into QuickBooks. NB Business Online is customizable to your business needs. We can help you save time and be more efficient.

You can open a personal checking, savings or CD account any time online. Or, you can stop by your nearest Needham Bank branch and one of our customer service representatives will be able to assist you in opening a new account. Make sure to have two forms of identification, your social security or Tax ID number, and your initial deposit.