Needham Bank's market-leading 1 year and 100 day CDs offer you the healthy return you want, with the full insurance coverage you need.  Not only do our CD specials allow you to lock in a competitive rate now regardless of what will happen in the future, but your deposits will be insured in full through the FDIC and SIF.  With fixed rates higher than your average savings accounts, CDs provide guaranteed returns over a specific period of time.

Open an account online, visit your local branch or call us at (781) 394-9445 and a Needham Bank personal banker will visit your home or office to open your account.

Account opening and funding in minutes

Quickly and easily open your account online, or visit one of our locations for help from our experts. Simply choose the length of your term and deposit amount, then sit back and watch your savings grow. It’s that easy.

Deposits insured in full

Safely grow your money for your long-term savings goal with a guaranteed return on your investment. All deposits at Needham Bank are insured in full through a combination of insurance provided by the Federal Deposit Insurance Corporation (FDIC) and the Share Insurance Fund (SIF).

9 Convenient Locations

It’s easier than ever to visit us in person for advice and support. The experts at every Needham Bank branch location are here to help you decide which CD option makes the most sense for you, balancing your savings goals with your financial needs.

Get Guaranteed Returns With NB CDs

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Disclaimers

1. Annual Percentage Yield (APY) as of October 22, 2019. 1 Year CD requires a minimum balance of $1,000 to earn stated APY. Rates subject to change. Fees and early withdrawal penalties could reduce earnings. Back to Content→

2. Annual Percentage Yield (APY) as of October 22, 2019. 100 Day CD requires a minimum balance of $50,000 to earn stated APY. Rates subject to change. Fees and early withdrawal penalties could reduce earnings.   Back to Content→