Our leading CD rates offer you the fixed return you want, without tying up your funds for the long term. With a Needham Bank CD you’ll have peace-of-mind because all of your deposits are insured in full through the combined coverage of the Federal Deposit Insurance (FDIC) and the Share Insurance Fund (SIF). Start building your financially secure future today.

Open an account online, visit your local branch or call us at (781) 394-9445 and a Needham Bank personal banker will visit your home or office to open your account.

Account opening and funding in minutes

Quickly and easily open your account online, or visit one of our locations for help from our experts. Simply choose the length of your term and deposit amount, then sit back and watch your savings grow. It’s that easy.

Deposits insured in full

Safely grow your money for your long-term savings goal with a guaranteed return on your investment. All deposits at Needham Bank are insured in full through a combination of insurance provided by the Federal Deposit Insurance Corporation (FDIC) and the Share Insurance Fund (SIF).

9 Convenient Locations

It’s easier than ever to visit us in person for advice and support. The experts at every Needham Bank branch location are here to help you decide which CD option makes the most sense for you, balancing your savings goals with your financial needs.

Get Guaranteed Returns With NB CDs

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Disclaimers

1. Annual Percentage Yield (APY) as of January 6, 2020. 1 Year CD requires a minimum balance of $1,000 to earn stated APY. Rates subject to change. Fees and early withdrawal penalties could reduce earnings. Back to Content→

2. Annual Percentage Yield (APY) as of January 6, 2020. 100 Day CD requires a minimum balance of $50,000 to earn stated APY. Rates subject to change. Fees and early withdrawal penalties could reduce earnings.   Back to Content→