Our leading CD rate offers you the fixed return you want, without tying up your funds for the long term. With a Needham Bank CD you’ll have peace-of-mind because all of your deposits are insured in full through the combined coverage of the Federal Deposit Insurance (FDIC) and the Depositors Insurance Fund (DIF). Start building your financially secure future today.

Open an account online or visit your local branch.

Account opening and funding in minutes

Quickly and easily open your CD online, or visit one of our locations for help from our experts. Simply choose the length of your term and deposit amount, then sit back and watch your savings grow. It’s that easy. Open Your CD Online Now >

Deposits insured in full

Safely grow your money for your long-term savings goal with a guaranteed return on your investment. All deposits at Needham Bank are insured in full through a combination of insurance provided by the Federal Deposit Insurance Corporation (FDIC) and the Depositors Insurance Fund (DIF).

11 Convenient Locations

It’s easier than ever to visit us in person for advice and support. The experts at every Needham Bank branch location are here to help you decide which CD option makes the most sense for you, balancing your savings goals with your financial needs. Find your local branch >

Get Guaranteed Returns With NB CDs

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1. Annual Percentage Yield (APY) as of September 29, 2023. 3 Month CD requires a minimum balance of $1,000 to earn stated APY. Rates subject to change. Fees and early withdrawal penalties could reduce earnings. Personal accounts only. Some restrictions apply. Back to Content→