Free ATMs Anywhere in The World

For NB Checking customers, every ATM is a Needham Bank ATM. How? We reimburse every machine fee to give you the freedom to use any ATM in the world. Live your life and spend your money on things that matter to you, not on unnecessary fees.

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Free Checking - No Monthly Fees & Just $10.00 to Open an Account

At Needham Bank, you won’t have to worry about the confusion, misdirection, and monthly fees often associated with personal checking accounts. With NB Checking you’ll get big bank technology and private bank service without any fees or minimum balance requirements to earn interest. Added to our community bank values, that combination simply can’t be matched.

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Top Rated Mobile App

You can use our top-rated mobile app to deposit checks, transfer money, pay bills, earn cash-back rewards, and get real-time access to your account details. Our platform also includes NB Person-to-Person payments, making it easy for you to transfer money to anyone at any bank in the U.S.

Learn More About Our Mobile App

One Place to Easily Manage All Your Accounts

Have complete control over your budget and personal finances with NB Money Management. Our platform lets you streamline your finances by showing all your accounts and transactions in a single view, regardless of which institution the account or loan is with.

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It only takes 5 minutes.
What are you waiting for?

Open Your Account Online

Or call us at (781) 343-8967


A minimum deposit of $10 is required upon opening a NB Checking Account.  No minimum balance required to earn interest. Fees assessed at non-Needham Bank ATMs will be fully reimbursed.