Community Loan Program

Every family deserves a home to call their own. That’s why we created a mortgage program to make this important milestone even more attainable for our neighbors.

Our unique Community Loan Program is available to qualified borrowers and features the following:

  • Discounted interest rates
  • Bank pays all closing costs except for escrows and owner’s title insurance
  • Maximum income limit for eligibility
  • Also available for refinances
  • Fixed and adjustable rate mortgage products

Get started today

The path towards a home mortgage is less complicated than you may think. Simply contact a member of our Community Loan Program team directly at the numbers below, or send them an email with your name, preferred contact (email/phone number), and a good time for us to reach you. Please feel free to include any additional information or questions you may have.

Portrait photograph of Michael Isaac

Michael Isaac
NMLS# 42047

Email Mike

Portrait photograph of Tim Day

Tim Day
NMLS# 779397

Email Tim

Portrait of Wilfred Edwards

Wilfred Edwards
NMLS# 704452

Email Wilfred



Am I eligible?

Our Community Loan Program is ideal for those with newly established credit, first-time homebuyers, and even those who are seeking to refinance their existing mortgage at a different rate. Individual cases may vary, but we encourage you to call or email today to speak with one of our loan officers for more information and to determine your eligibility. Please note that income restrictions apply.

The Community Loan Program is available in the following geographic areas: Ashland, Brookline, Dedham, Dover, Framingham, Franklin, Holliston, Hopkinton, Medfield, Medway, Milford, Millis, Natick, Needham, Newton, Norfolk, Norwood, Sherborn, Walpole, Waltham, Watertown, Wayland, Wellesley, Weston, Westwood and all neighborhoods in the City of Boston.

Information You Will Need

  • Last two years’ federal tax returns
  • Most recent paystub
  • Last two months of bank statements  
  • Listing of other debts (For example: student loans, car loans, credit cards, etc.)

Helpful Links

There are a number of resources available to you as you go through the homebuying process.