Personal Banking

Banks define customers as those who "bank" with them by a customer's primary checking account. We want to be your bank. That's why we don’t have the monthly account fees and those hidden charges you might find elsewhere. Our accounts are easy to open and easy to understand; while also including the best in mobile conveniences and private banking services. 

We hate fees as much as you do

You shouldn't have to pay to access your own money. 

Learn more about NB Checking

Online & Mobile Banking

Manage your finances whenever and wherever you are.

Online & Mobile Banking

Talk with a real person

We're members of your community, and ready to help you, our neighbors.

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NB Checking

We've taken a simplified approach to personal checking with only one account: NB Checking. It has no account fees, pays interest, and reimburses every ATM fee worldwide; essentially making every ATM a Needham Bank ATM. 

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Personal Savings

Whether you’re a seasoned saver, just getting started, or anywhere in between, we have the products and interest rates to meet your need. As an added layer of comfort, please rest assured that every dollar deposited at Needham Bank is insured in full, even for relationships well above the FDIC insurance limit of $250,000.

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Deposit Rates

As a mutual bank, we’re able (and willing) to pay higher rates on deposit accounts and relationships than the publicly traded national-big banks. In fact, our deposit rates are on average 3x higher than the national average according to a recent FDIC rate survey. And unlike those national goliaths, every dollar at Needham Bank is insured in full.

NB Mobile and Online

With NB Mobile and Online Banking you’re empowered with the tools to manage your finances at anytime from anywhere. We’ve designed NB Mobile to be a true workhorse and are constantly investing in the capabilities as well as customer experience to ensure you have every piece of banking e-convenience available. 

Consumer Lending

We are always looking for unique ways to help our customers improve and maintain their financial health, and as such, we are proud to introduce our suite of Consumer Lending products.

In addition to our Personal and Auto Loans, we have partnered with an award winning finance company, CommonBond, to provide student lending options. Whether you’re looking to fund your education or seeking to refinance an existing student loan, we have a partnership program which can result in significant savings compared to other lending alternatives.

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Frequently Asked Questions

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What is the process for opening an account?

You can open a personal checking, savings or CD account any time online. Or, you can stop by your nearest Needham Bank branch and one of our customer service representatives will be able to assist you in opening a new account. Make sure to have two forms of identification, your social security or Tax ID number, and your initial deposit.

How can I add an account to NB Online Banking?

Within Online Banking, please send us a secure email stating which account you would like to add to your Online Banking profile. You will receive a confirmation email once your profile has been updated. You can also visit your local branch for assistance.

How can I add my Needham Bank debit card to Apple Pay?

To add your Needham Bank debit card, open the “Wallet” app, and select the plus sign (+) located in the right hand corner of the screen. Follow the steps to add a new card.

What products can I apply for online?

Personal Checking, Savings, Money Market, and CD Accounts are available to open online. At this time, no business accounts or Individual Retirement Accounts (IRAs) can be opened online.

How Can I Contact Needham Bank?

If you need to contact one of our personal bankers, we offer a variety of ways to do so. Our main office number is at the top of every page on this website. There are also links to the Contact Us and Branch/Location pages at the top and bottom of each page. We also offer additional contact options on our Customer Support page. No matter which channel you use to contact us, our personal bankers are always ready to assist you.

Meet the Personal Banking Team

Jaclyn Biancuzzo Headshot
Jaclyn Biancuzzo Assistant Vice President Westwood Branch Manager
Marjorie Cappucci Headshot
Marjorie Cappucci Assistant Vice President Medfield Branch Manager
Denise Conti Headshot
Denise Conti Assistant Vice President Ashland Branch Manager
Kris D'Andrea Headshot
Kris D'Andrea Assistant Vice President Dedham Branch Manager
Michelle DeSimone Headshot
Michelle DeSimone Vice President Private Banking
James Dietel Headshot
James Dietel Vice President Cash Management
Doreen Gorman Headshot
Doreen Gorman Business Development Administrator Private Banking
Derek Lee Headshot
Derek Lee Assistant Branch Manager Wellesley
Nadia Mahotiere Headshot
Nadia Mahotiere Vice President Wellesley Branch Manager
Sandra Marcantuono Headshot
Sandra Marcantuono Assistant Vice President Dover Branch Manager
Eric Morse Headshot
Eric Morse Executive Vice President
Leena Patel Headshot
Leena Patel Assistant Branch Manager
Westwood
Jessica Perry Headshot
Jessica Perry Assistant Branch Manager
Millis
Marina Petrusheva Headshot
Marina Petrusheva Vice President Private Banking
Indu Saxena Headshot
Indu Saxena Assistant Vice President Needham Branch Manager
Rebecca Schofield Headshot
Rebecca Schofield Assistant Branch Manager
Dedham
Lois Seymour Headshot
Lois Seymour Assistant Vice President Natick Branch Manager
Amany Shehata Headshot
Amany Shehata Assistant Branch Manager
Natick
Daisy Siddiqui Headshot
Daisy Siddiqui Assistant Vice President Private Banking
Debra Spillane Headshot
Debra Spillane Assistant Branch Manager Dover
Maria Tavares-Reid Headshot
Maria Tavares-Reid Assistant Branch Manager
Medfield
Holly Veum Headshot
Holly Veum Assistant Branch Manager
Ashland
Stephen Walls Headshot
Stephen Walls Assistant Vice President Millis Branch Manager
Julia White Headshot
Julia White Vice President Private Banking

Recent Personal Banking News

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Needham Bank Assists Runners During 2018 Boston Marathon 4/19/2018

This year, many runners could not continue due to suffering from severe weather related health challenges and Needham Bank employees were there to help.

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Needham Bank Hires Daisy Siddiqui as AVP, Private Banking 1/29/2018

As a Private Banker, Ms. Siddiqui will be working with new and existing clients in the MetroWest area.

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