First-Time Home Buyer Program

If you’re just starting out with your first property purchase, work with our experts to discover a First-Time Home Buyer Program that is right for you. Achieving this milestone doesn’t have to be an overwhelming, financially burdening process – let us help make it smooth and pain-free.

Apply Now

Benefits & Features

Dedicated Experts

Buying your first home should be exciting, not stressful. Let us make it as easy as possible and remove all your uncertainties and concerns. Your personal, dedicated expert will be available at all times for you to call, text, or email directly.

Competitive Rates 

We will create customized quotes based on your loan details so you know exactly what you’re getting into. Our competitive rates will empower you to pursue this milestone no matter your financial situation.

Experience You Can Count On 

For over 125 years, we’ve helped our neighbors with flexible lending options to purchase homes. Let’s partner together on getting you into your new home.

First-Time Home Buyer Program Highlights

  • Competitive Rates
  • Over 125 years of experience
  • Flexible lending options
  • 40 Year Mortgage to keep monthly payments low
  • Customized quotes

 

Serving Our Clients

Should You Rent or Buy a Home?

Let Needham Bank help you decide whether to buy or rent your next home in MA. We can help you determine if you are ready to acquire a home loan and more.

Learn more about Should You Rent or Buy a Home?

FAQs

What’s the fastest way to pay my NB mortgage from my NB Checking Account?

The easiest way to pay your NB mortgage from your NB Checking Account is through NB Online Banking or NB Business Online Banking by completing a transfer from your checking account to your mortgage.

Can I pay my mortgage from another account?

Yes, you may complete an ACH Agreement in order to do so. Call our Loan Servicing Department at (781) 474-5802 or complete the Authorization Form. Please forward the form to the Loan Operations Department via US Mail or email us at LoanOperations@NeedhamBank.com

Why did my mortgage payment amount change?

Payment changes result from an adjustment to your interest rate or your escrow payment. Our Loan Operations Department will assist you in providing answers to all your questions. Please contact us by calling (781)474-5802 or by email at LoanOperations@NeedhamBank.com

Buying your first home is an important milestone. Don’t let anything stop you: we have a number of mortgage programs designed to help.

Apply Now

View Current Rates