NB Credit Advantage Mastercard®

If you’re trying to pay off your high interest credit card balances, the NB Credit Advantage Mastercard® gives you the flexibility to pay for the things you need, while you manage your balance and budget over time.

NB Credit Advantage Mastercard® comes with:

  • 0% introductory annual percentage rate (APR)* for 18 months on balance transfers
  • A lower variable APR gives you more flexibility than traditional high interest rate credit cards should you need more than 18 months to pay down your balance
  • No annual fee
  • Contactless payments and digital wallet enabled giving you the added security and convenience you need when making purchases online or in-store
  • Mastercard Protection with Zero Liability and enhanced ID Theft Protection

Credit Cards are currently available to residents of Massachusetts.

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Initial Disclosure

*0% introductory Annual Percentage Rate (APR) for 18 months from date of account opening on balance transfers only. Your APR for purchases and cash advances will be a variable rate of 14.99%-18.00% based on Prime Rate. All balance transfers after the promotional period will be a variable rate of 14.99%-18.00% based on Prime Rate. A fee of either $10 or 3% of the amount of each balance transfer, whichever is greater, will be charged up to a maximum of $1,000.

Credit Card Features

Contactless Payments

Contactless technology on the NB Credit Advantage Mastercard makes checking out quick and touch free. The entire process usually takes less than a second, which is quicker than traditional card swiping.

Digital Wallet

Add your credit card to your favorite mobile wallet for enhanced security, reducing fraud related to digital payments by making transactions more secure for mobile point-of-sale transactions, in-app purchases or online purchases. Apple Pay, Samsung Pay, or Google Pay enabled.

 

Mastercard Protection

Zero Liability 

Have peace of mind that Needham Bank and Mastercard won’t hold you responsible for unauthorized transactions. As a Mastercard cardholder, Zero Liability applies to your purchases made in the store, over the telephone, online, or via a mobile device and ATM transactions. As a cardholder, you will not be held responsible for unauthorized transactions if you have used reasonable care in protecting your card from loss or theft and you promptly reported loss or theft to Needham Bank. Learn more about Mastercard Zero Liability >

Enhanced ID Theft Protection

Your credit card comes with Mastercard ID Theft Protection to better safeguard you against identity theft and to bring you security and peace of mind. With Mastercard ID Theft Protection, your private information is being proactively monitored to detect fraud at its inception and alert you so you can take immediate action. Learn more and activate Mastercard ID Theft Protection now > 

 

FAQs

How do I make a payment for my Needham Bank Credit Card?

In order to make a payment to your Needham Bank Credit Card, you can either (1) sign into your Personal Credit Card or Business Credit Card, (2) add your Needham Bank Credit Card in your online banking bill pay or (3) pay by check and mail it to Needham Bank P. O. Box 2711, Omaha, NE 68103-2711.

Where is my Needham Bank Credit Card statement?

You can find your Needham Bank Credit Card statement when you access either your Personal Credit Card or Business Credit Card.

Is there a way to set restrictions for my Needham Bank credit card or temporarily disable the card if I misplace it?

Yes! Please download the NB My Cards app in the iTunes and Google Play Store. The NB My Cards app offers you the flexibility to setup push notifications, card limits and merchant restrictions for your Needham Bank Credit Card, and to temporarily disable your card if you misplace it.