NB Personal Rewards Mastercard®

Get ready to earn gift cards, cash back or merchandise just by using the NB Rewards Mastercard®.

Initial Disclosure

Credit Cards are currently available to residents of Massachusetts who are 21 years or older.

Top features for all our credit cards

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Mastercard® Zero Liability

Have peace-of-mind that Needham Bank and Mastercard won’t hold you responsible for unauthorized transactions. 
Learn more about Mastercard Zero Liability.

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Mastercard Enhanced ID Theft Protection

Provides you with alerts to suspicious activity and protects your personal information and digital privacy. 
Learn more and activate Mastercard ID Theft Protection now

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NB My Cards

Control how your Needham Bank credit card is used by blocking certain types of transaction.
Learn more about NB My Cards

NB Rewards Mastercard® Benefits & Features

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20,000 bonus points ($200 value)*

*if you spend $2,000 on qualifying transactions in the first 90 days of the account being opened

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Earn 1.5 points for every $1.00 spent

that can be used for merchandise, gift cards or cash back credited to your monthly statement

Frequently Asked Questions

Earned points generally appear in your account within a few days of the transaction. However, in some rare cases, points may take up to 40 days to appear. Should your points not appear within 40 days, please contact us at 1-833-422-5562 or CreditCards@NeedhamBank.com.

Yes! With NB My Cards, you can manage your credit and debit cards by setting up real-time alerts, turning your card off if it’s lost or stolen, establishing spending limits and more.

Access NB My Cards through the NB Mobile Banking app.

*Qualifying transactions include purchases only and excludes balance transfers and cash advances. Bonus rewards may take up to 12 weeks after qualifying to post to your uChoose rewards points balance. Limit 1 bonus per account.

**0% introductory APR for 12 months from date of account opening. After that, your APR will be 18.00% for purchases, balance transfers, and cash advances.