Residential Loans

Homeowners are the foundation of every community. So is their community bank.

At Needham Bank, we have a variety of residential loan products to cover just about every residential purchase or project. Whether you are looking to purchase your first home, build your custom spec dream project, or leverage the equity in an existing property, we want to be your lending partner. 

If you have found yourself considering buying your first home, we have a number of mortgage programs designed to help you. 

 Learn about our
First Time Homebuyer Loans

Building or renovating? Our history of working with builders gave us the inspiration to create unique programs geared for a buyer who would like to significantly upgrade an existing home or purchase a new property and turn it into a “dream home.”

Learn about our Construction to Permanent product

 

The equity in your home can be an extra resource if you have considered upgrading your current living space. An NB Home Equity Line of Credit may be just what you're looking for.

Learn more about NB HELOCs

NB Residential Mortgages

Needham Bank is the quintessential community bank. A big part of any community are the home owners that reside in it. At Needham Bank, we know this, which is why we have a variety of residential loan products to cover just about every residential purchase or project. We also offer one dedicated lender who will work with you from application to closing, and is available everywhere in between.

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NB Home Equity Line of Credit

You’ve established equity in your home and want to build an addition. Or maybe you’d like to consolidate debt to avoid higher interest rate products like student loans, credit cards, and other debt obligations. Or you simply enjoy having a financial safety net available in the case of unexpected expenses or an opportunity to make a large capital purchase.

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Construction to Permanent Mortgages

 

Entirely unique to Needham Bank, our Construction to Permanent Loan is designed for significant renovations to existing homes and the building of new homes on existing properties; making this is the go-to solution for the discerning home buyer.

Learn more

 

Meet the Residential Lending Team

Sarah Collins Headshot
Sarah Collins Loan Analyst
Edward Coppinger Headshot
Edward Coppinger Vice President Residential Loan Officer
Timothy Day Headshot
Timothy Day Vice President Residential Loan Officer
Frank Driscoll Headshot
Frank Driscoll Vice President Residential Construction Lending
Wilfred Edwards Headshot
Wilfred Edwards Vice President CRA Residential Lending
Christopher Gleason Headshot
Christopher Gleason Vice President Residential Loan Officer
Michael Isaac Headshot
Michael Isaac Vice President Residential Loan Officer
Meryl Minden Headshot
Meryl Minden Loan Analyst
Michael Sinclair Headshot
Michael Sinclair Senior Vice President Director of Residential & Consumer Lending

Recent Residential Lending News

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Needham Bank Hires CRA Residential Lender, Wilfred Edwards 4/2/2018

Mr. Edwards will focus on originating loans within the Boston area.

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