Current rates as of December 1, 2023
Consumer Lending Rates – Current Rates as of December 1, 2023
|Product||Min Loan Term (Months)||Max Loan Term (Months)||Min Loan Amount||Max Loan Amount||Annual Percentage Rate|
|Personal Term Loan||12||36||$2,000||$25,000||As Low As 12.00%|
|New Vehicle (< 1 Year)||24||60||$5,000||$75,000||As Low As 9.99%|
|Used Vehicle (1-8 Years Maximum)||24||60||$2,500||$50,000||As Low As 10.99%|
|Overdraft Line of Credit||-||-||$1,000||$10,000||15.99%|
Rates shown above are reflective of our highest credit standards and does not represent a guaranteed rate. Your actual APR may differ based on your credit score and approved loan amount. You may be eligible for a rate discount if you elect to make automatic payments from your NB Checking Account.
Please note that Personal Term Loans and Auto Loans are only available to residents of Massachusetts.