Buy your dream house and turn it into the perfect home, all while keeping up with your financial health and life plans.
Choose from a variety of fixed- and variable-rate mortgages to leverage your home equity, fund a residential project, or cover your home purchase.
Get great rates that will help you fund your dream home while maintaining financial stability. See current residential loan rates
Explore special financing options that will open the door to your home no matter what your financial circumstances are.
Partner with a dedicated lender who will help make this process smooth and stress-free with expert guidance every step of the way.
Achieve your dream of first-time homeownership through money-saving incentives and expert guidance.
Let’s fulfill your vision of a customized home with the reality of a full build or renovation project.
One rate for the life of your loan means predictable payments and lasting stability.
Turn your home’s equity into possibilities. Access funds for what matters most — or for peace of mind about what’s ahead.
Afford your dream home now while maintaining control of your financial future– with adjustment periods that fit your timeline.
Get the funds you need for higher-priced properties with competitive rates and personalized service.
Enjoy financial breathing room with our low-down payment, long-term, and affordable 40-year mortgage.
You have unique circumstances, so discover a unique, personalized solution with flexible terms
Every family deserves a chance at homeownership. Achieve your dream, regardless of your circumstances, with a little help
Time is money–start building equity on your dream home quickly, even if you don’t have enough saved for a down payment.
“Needham Bank is a great organization with great people. They are exactly what everyone wants and needs when they’re looking to buy a house or make a big purchase.”
A residential mortgage is a loan you take to buy, renovate, or refinance a house. You can partner with a trusted financial institution like Needham Bank (hi, that’s us!) to find rates and terms that work for your needs.
The most common residential loan is the 30-year fixed-rate mortgage. It’s popular for its predictability and long-term stability, which can help many types of home buyers achieve their dreams of homeownership without sacrificing financial health.
Like matching pairs of shoes, residential loans are for residential properties only. You’ll need a commercial loan for a commercial property. The good news? We can help with commercial real estate loans, too!
You certainly can have two or even more residential loans at the same time. Taking out multiple mortgages provides an option for those looking to buy second homes, vacation homes, or other reasons. However, qualifying for multiple residential mortgages can depend on factors like how you’re using the properties and your ability to repay the loans.
Get started with our quick and easy application process.
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Need help? Contact our Customer Care Center or call: 781-444-2100.
