Protect your personal and financial information. While banking continues to get more and more convenient, there are also more and more ways for your account to get compromised. Read our tips to help secure your accounts.
Here are a few proactive steps you can take to protect your ATM/Debit card:
While all of Needham Bank’s ATMs are in clean, well lit, and safe areas, you never know when or where you’re going to need an ATM.
Here’s a few precautions you should take when visiting other ATMs:
Needham Bank’s online banking platform is safe and secure, but it is always good to keep a few things in mind when accessing your accounts from a computer or device.
While other scam and fraud methods (online, spyware/malware) get more attention, the most common method of getting account information is over the phone.
Needham Bank has a few suggestions on how to protect yourself from phone scams:
Mobile devices have made life much easier, particularly with the rise of smart phones. Unfortunately, it’s also an easy way for a criminal to access your account unless you take a few security precautions:
It’s your lucky day; you just won a foreign lottery! The letter says so. And the cashier’s check to cover the taxes and fees is included. All you have to do to get your winnings is deposit the check and wire the money to the sender to pay the taxes and fees. You’re guaranteed that when they get your payment, you’ll get your prize.
There’s just one problem: it’s a scam.
Here are a few tips to help you avoid becoming a victim of one of these check scams:
If you think you’ve been targeted by a counterfeit check scam, report it to the following agencies:
In addition to all of the above considerations, there are a few other things to take into consideration when traveling:
Learn how to protect yourself and others from fraud and scams.
If you believe you’ve become a victim of fraud, follow our recommended steps so you can limit the impact to your account(s).
Every day fraudsters are developing new ways to scam innocent people. It’s important to understand that anyone can fall victim to fraud.
Safeguard your business by proactively reducing the risk or fraud.
You can open a personal checking, savings or CD account any time online. Or, you can stop by your nearest Needham Bank branch and one of our customer service representatives will be able to assist you in opening a new account. Make sure to have two forms of identification, your social security or Tax ID number, and your initial deposit.
NB Business Online Banking is a great solution to managing your business accounts. It allows you to view account history, include multiple entities within one online profile, transfer funds, initiate wire requests, pay your bills and invoices online, pay your federal taxes online, and download your information into QuickBooks. NB Business Online is customizable to your business needs. We can help you save time and be more efficient.
A construction to permanent loan typically has a 12 month interest only period during the construction phase followed by a fully amortized mortgage loan.
After your checking application has been approved, you will receive our routing and transit number and your account number.
We will assist by telephoning SSA with you or by providing contact information, so you may call from the privacy of your own home to set up.
Yes. Account information is available with our Customer Service Representatives during business hours at any of our offices or by calling our Telephone Banking Line 888-833-5590 for automated account information 24 hours a day.
A Construction-to-Permanent loan is a residential mortgage loan that combines the construction phase with a fully amortized mortgage so that you only have to attend one closing.
After your checking application has been approved, you will receive our routing and transit number and your account number. If your employer participates in a direct deposit program, simply provide this information to the human resources or payroll department at your company and your direct deposit will usually begin within thirty days.