Shop smart, earn more with our cash back rewards personal credit card.
Credit Cards are available to residents of New England 21 years or older.
Earn $200 cash back when you spend $2,000 in the first 90 days of opening your Unlimited Cash Back Rewards credit card*
0% introductory APR** for 12 months on purchases and balance transfers.
Earn unlimited 1.5% cash back rewards on all credit card purchases.
You never have to pay an annual fee with Unlimited Cash Back Rewards.
Online & Mobile Banking Users
If you’re an existing Online & Mobile Banking customer, you can access My Cards through Online & Mobile Banking:
Non-Online & Mobile Banking Users
You can also access My Cards through the Needham Bank My Cards app on your Apple or Android device. Download the app and set up an account today.
You can access your credit card account by logging into online banking and going to “Card Services” in the top navigation. You can also access your account within the mobile banking app. Look for “Credit Card Services” in the “More” menu.
You can make payments via the options below:
You can view your current balance, view recent transactions, and download statements within online/mobile banking or the My Cards app.
Yes! Enjoy full control over your Needham Bank credit card, including setting up real-time alerts, turning your card off, establishing spending limits, and more, with My Cards. If you’re an existing Online & Mobile Banking customer, you can access My Cards through Online & Mobile Banking:
Non-Online & Mobile Banking users can access My Cards through the Needham Bank My Cards app on your Apple or Android device.
We’ve created a simplified cash back program so you can receive your cash back rewards without having to lift a finger. Simply use your Unlimited Cash Back Rewards Mastercard to make a purchase, and you’ll automatically receive 1.5% cash back as a credit on your next statement. No need to log in or request the credit—we’ll take care of that for you. And cash back rewards are unlimited, so the more you spend, the more you earn!
To request a credit limit increase, log into online banking and go to “Card Services”, then “Request a Credit Limit Increase”. Submit the form and we’ll notify you of the decision shortly.
If you do not have an online banking account, please call (781) 444-2100 for assistance.
Turn your NB debit and credit cards on/off if they are lost or stolen using My Cards. For Online & Mobile Banking customers, log in to NB Online Banking, visit “Cards” in the main menu, click “Transaction History” under Debit Cards or “Statements & Activity” under Credit Cards and switch the “Card is ON” toggle off. You can also do this via the NB Mobile app by clicking “Cards” in the bottom toolbar and turning the “Card is ON” toggle off.
For non-Online & Mobile Banking customers, you can access My Cards through the Needham Bank My Cards app on your Apple or Android device.
*Earn $200 cash back when you spend $2,000 in qualifying purchases within the first 90 days of opening the account. Excludes balance transfers and cash advances. Eligible bonuses will be awarded after the qualifying period. Promotional offer will end December 31, 2025.
**0% introductory Annual Percentage Rate (APR) for 12 months from date of account opening. After that, APR will be 18.00% for purchases, balance transfers, and cash advances.