Personal Checking

Managing your money shouldn’t include a bunch of rules and extra fees. At Needham Bank, we built the best checking account in the neighborhood with great features to make your life simple. With NB Checking, you don't have to worry about monthly fees, plus - you'll get big bank technology, exceptional service, and you'll earn interest without any minimum balance requirements.

Free ATMs Worldwide

We provide full ATM reimbursement at every ATM in the world, so you save money on ATM fees any time you use another bank's ATMs. NB Checking is even recognized by Investopedia, ranked in the top 7 for the best checking accounts with no ATM fees.

The Best in Mobile and Online Banking

Access and manage your finances wherever you are in the world, without having to go to a bank every time. NB Online and Mobile tools make remote banking easy. You can view real-time account details and transaction history, deposit checks using your phone, move funds or send them to another person, and much more. 

Personal Finance Management

Our online banking suite also includes Personal Finance Manager, a free tool to help you create a budget, categorize and track expenses, set goals and track your progress. You can use this tool to track activity not only on your Needham Bank accounts, but any other deposit, investment loan, or credit card you may have elsewhere. 

NB Debit Mastercard®

Access your funds anywhere in the world and online with your NB Debit Mastercard®. Every ATM is yours to use freely. Learn more about NB Debit Mastercard®

NB Money Management

Streamline your finances with NB Money Management, a useful and helpful tool for budgeting, goal-setting, and more. Learn more about NB Money Management

Personal Checking Highlights

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How to Open a Deposit Account Online


Serving Our Clients

Protecting Yourself Against Debit Card Fraud

Needham Bank shares your concern about debit card fraud. Learn how you can identify and protect yourself against phishing scams and more.

Learn more about Protecting Yourself Against Debit Card Fraud

Our Insights About Personal Checking

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Avoiding Online Scams in the Digital Age

Online scams are abundant in the digital age. Explore different types of scams with Needham Bank and remember to always report suspicious behavior.

Learn more about Avoiding Online Scams in the Digital Age

We've built the best checking account in the neighborhood. Open your NB Checking account online today or schedule a time to speak with a Personal Banker at one of our branches

Open an Account Now

*Free ATMs through full ATM reimbursement.