Personal Savings
Saving money for the future is a national concern that too few of us actively engage in. That’s why Needham Bank offers easy ways to save, with great rates and no fees on deposit accounts regardless of balance. We’ve designed our accounts to be flexible and rewarding for clients of any deposit level.
Super Saver Money Market
Start building up your balance with our Super Saver Money Market account. You will earn a leading rate of return while enjoying the flexibility of keeping your funds liquid. Learn more about Super Saver Money Market
NB Money Market
Make your savings grow with our higher interest rates while keeping your funds liquid for your convenience. Learn more about NB Money Market
Personal CDs and IRAs
Our CDs and IRAs are reliable options to help you achieve your long-term savings goals. Make your money grow with a dependable return on your investment. Learn more about Personal CDs and IRAs
NB Statement Savings
Save for the future with this straightforward option. Learn more about NB Statement Savings
We’ve got you covered with fully insured deposits.
All deposits at Needham Bank are insured in full through the combined coverage provided by the Federal Deposit Insurance Fund (FDIC) and the Depositors Insurance Fund (DIF):
- Deposits are covered by the FDIC up to $250,000 per depositor;
- Amounts over $250,000 are covered by the Depositors Insurance Fund.
DIF is an added benefit we provide to all customers at no cost on all of their deposit accounts. No depositor has ever lost a penny in a bank insured by both the FDIC and the DIF.
Personal Savings Highlights
- Tiered interest rates
- No Account Fees

Serving Our Clients
Starting Your Emergency Savings FundAn emergency savings fund is a safety net to help cover unexpected expenses. Start your savings fund today with these budgeting tips from Needham Bank.
Learn more about Starting Your Emergency Savings FundOur Insights About Personal Savings
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From cars to appliances, Needham Bank can help you discover the best time to purchase your next grill, mattress, TV and more. See when you can save, today.
Learn more about The Best Time to Save Money on Products and Services
A certificate of deposit is a smart savings option that helps you save more money over a period of time. Learn how to save more with CDs from Needham Bank.
Learn more about How to Save More Money with CDs/Share CertificatesQuickly and easily open an account in just 5 minutes.