Personal Credit Cards

Competitive rates to great rewards—choose the credit card that fits your needs.

Needham Bank Rewards MasterCard

NB Rewards Mastercard®

Get rewarded for everyday credit card purchases and stack up perks and benefits with the uChoose rewards program. You can select cash back, gift cards, or merchandise as a reward

Needham Bank Credit Advantage MasterCard

NB Credit Advantage Mastercard®

0% introductory Annual Percentage Rate (APR)* for 18 months on balance transfers

Personal Credit Card Benefits & Features

Top features for all our credit cards

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Mastercard® Zero Liability

Have peace-of-mind that Needham Bank and Mastercard won’t hold you responsible for unauthorized transactions. 
Learn more about Mastercard Zero Liability.

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Mastercard Enhanced ID Theft Protection

Provides you with alerts to suspicious activity and protects your personal information and digital privacy. 
Learn more and activate Mastercard ID Theft Protection now

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NB My Cards

Control how your Needham Bank credit card is used by blocking certain types of transaction.
Learn more about NB My Cards

Frequently Asked Questions

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*0% introductory Annual Percentage Rate (APR) for 18 months from date of account opening on balance transfers only. Your APR for purchases and cash advances will be a variable rate of 14.99%-18.00% based on Prime Rate. All balance transfers after the promotional period will be a variable rate of 14.99%-18.00% based on Prime Rate. A fee of either $10 or 3% of the amount of each balance transfer, whichever is greater, will be charged up to a maximum of $1,000.