Small Business Administration (SBA) Loans

For businesses who need flexibility, we provide Small Business Administration (SBA) government-guaranteed loans and Massachusetts Capital Access Program (CAP) loans. Small business loans give you the opportunity to start a business that you might not be able to self-fund, as well as the ability to grow your existing small business. We are an experienced SBA Lender and offer loan programs including 7a, 504, SBA Express and Export Express, as well as traditional small business loans. As a top SBA Lender in Massachusetts, we’re able to further help businesses in our community grow and expand by offering government-guaranteed SBA loans. SBA loans offer a selection of rate and terms to fit the needs of your business, including:

  • Fixed or variable rate options
  • Flexible repayment terms available
  • Revolving lines of credit for working capital

Plus, these loans can be used for:

  • Business debt refinancing and consolidation
  • Inventory, machinery or equipment purchases
  • Commercial real estate acquisition, renovation or expansion

Contact Michael Semizoglou and learn more about Small Business loans options for your business.

Contact Michael Semizoglou

 

Types of SBA Loans

7(a) Loans

A general purpose term loan to help start, expand or renovate your business.

SBA Express

A line of credit that offers an expedited review process.

504 Loans

A commercial mortgage with a low down payment for acquisitions.

Massachusetts Capital Access Program (CAP)

A loan designed for Massachusetts small businesses with 200 or fewer employees.

Export Express 

A loan for financing your export development.

Serving Our Clients

Village Forge, Inc.

“Needham Bank was there for Village Forge when no one else was. Every employee I’ve interacted with has gone out of their way to assist me however they can, which isn’t what...

Learn more about Village Forge, Inc.

FAQs

What are the benefits of using NB Business Online Banking?

NB Business Online Banking is a great solution to managing your business accounts. It allows you to view account history, include multiple entities within one online profile, transfer funds, initiate wire requests, pay your bills and invoices online, pay your federal taxes online, and download your information into QuickBooks. NB Business Online is customizable to your business needs. We can help you save time and be more efficient.

Why is cash flow important?

As one of the 5 C’s of Credit, cash flow is one of the key factors examined and requested by commercial bankers.

Knowledge Center

Growing Your Small Business

Needham Bank provides resources to help you grow your small business. These simple steps can set you up for success when it comes to business expansion.

Learn more about Growing Your Small Business

Contact Michael Semizoglou and learn more about Small Business loan options for your business.

Contact Michael Semizoglou