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Discover a first-time home buyer program that will help you navigate your journey home.
Let us help you turn your full build or renovation project into reality.
Enjoy the comfort of consistency as you pursue your dream home with a fixed-rate mortgage.
Tap into your home’s equity with a HELOC to provide funding for what matters most to you.
Take control over financing a home by choosing an adjustment period that’s right for you.
When it comes to your dream home, you deserve to dream big. Let us help open up your possibilities.
Keep your monthly payments low with a 40-year mortgage to make owning a home easier than ever.
Discover personalized lending solutions with flexible terms to support your unique circumstances.
Achieve your dream of homeownership regardless of your circumstances, the way every family deserves.
Purchase a home and start building equity fast even if you haven’t saved enough for a down payment.
“Needham Bank is a great organization with great people. They are exactly what everyone wants and needs when they’re looking to buy a house or make a big purchase.”
A residential mortgage is a loan you take to buy, renovate, or refinance a house. You can partner with a trusted financial institution like Needham Bank (hi, that’s us!) to find rates and terms that work for your needs.
The most common residential loan is the 30-year fixed-rate mortgage. It’s popular for its predictability and long-term stability, which can help many types of home buyers achieve their dreams of homeownership without sacrificing financial health.
Like matching pairs of shoes, residential loans are for residential properties only. You’ll need a commercial loan for a commercial property. The good news? We can help with commercial real estate loans, too!
You certainly can have two or even more residential loans at the same time. Taking out multiple mortgages provides an option for those looking to buy second homes, vacation homes, or other reasons. However, qualifying for multiple residential mortgages can depend on factors like how you’re using the properties and your ability to repay the loans.