Personal Banking

Make financial decisions with confidence. When we combine your goals and needs with our personal banking expertise, anything is possible.

Personal Banking

Make financial decisions with confidence. When we combine your goals and needs with our personal banking expertise, anything is possible.

Who said managing your money has to be hard? Simplify your finances with a free personal checking account.

Save smarter and better for your future with a personal savings account that makes your money work for you.

Build your nest egg with a high rate certificate of deposit (CD) or IRA. It’s a smart savings option that helps you save more money over a period of time.

Fund what matters most to you with flexible consumer loan options that can help with anything from buying a car to consolidating debt.

Buy your dream house and turn it into the perfect home, all while keeping up with your financial health and life plans.

Get rewarded for spending on yourself! Enjoy financial freedom and flexibility while pursuing your goals and dreams.

Online & Mobile Personal 
Banking Services

Bank how you want, when you want. Needham Bank’s online & mobile banking services puts all the financial tools you need securely in your pocket:

the Bennett family

From Customers Like You

“Needham Bank is a great organization with great people. They are exactly what everyone wants and needs when they’re looking to buy a house or make a big purchase.”

Frequently Asked Questions

Personal banking is all about managing your money with the help of a financial institution. For example, when you partner with Needham Bank, you get access to our “big bank” expertise and services, but with our own personal brand of fun, friendly financial freedom.

Personal banking services can include checking and savings accounts, money market accounts, certificates of deposits (CDs), loans and mortgages, credit cards, and online banking.

We’ll admit that we might be a little biased, but we think Needham Bank offers the best of the best when it comes to personal banking! Our experts are here to provide personalized service based on your finances, goals, and needs. With our competitive products and deep community involvement, we’re ready to get to know you and invest in your success. Talk to us about how we can help you bank better today!

Consumer banking is just another term for personal banking. It’s where you, an individual consumer, receive or use services from a financial institution to handle your banking needs.

Retail banking is another term for consumer or personal banking. You might hear “retail” and think “business,” but think of it more like Needham Bank being a store where you can pick out the financial services you want or need.

Getting a personal loan from Needham Bank is easy! Just apply online, visit us in person, or give us a call so we can guide you through the process.

Open a Personal Bank Account

We’re not just your bank. We’re your neighbors, and we’re committed to serving you with the same steadfast community values we were founded on. Let’s conquer your finances together.

Business Online and Mobile Banking Users: A new and improved digital banking experience is coming soon! Click here to learn more.