Fund what matters most to you. Don’t let finances hold you back — partner with us and move forward.
Tap into your home’s equity with a HELOC to provide funding for what matters most to you.
Let us help pave the road to your new ride. We’ll help you get where you need to go.
Cover your expenses and protect your financial health with the peace-of-mind you deserve.
Weigh your options with ease using our convenient consumer loan calculators.
A consumer loan is a type of loan product designed to help you finance large purchases, typically for personal, family, or household purposes. They work by providing you with a lump sum that you can use for any worthwhile purpose, then repay later with interest.
The world is your oyster when it comes to consumer loans! You can use consumer loans to fund almost any personal need or goal — from consolidating debt to renovating your home, funding your education, and more.
The biggest consumer borrowing risks are default risk and interest rate risk. Default risk means missing payments, which can hurt your credit score or result in late fees. Interest rate risk refers to interest rates going up, which can increase your payments if you have a variable loan. But don’t worry — even though taking out a consumer loan means shouldering some amount of risk, your Needham Bank experts are here to guide you!