Schedule of Charges

Bank Deposit Account Charges & Fees


 

Savings Account Charges

  • Maintenance Service Charge - No Charge

Money Market Account Charges

  • Maintenance Service Charge - No Charge

Non-Interest DDA Account Charges

  • Maintenance Service Charge - No Charge

NB Checking Account Charges

  • Maintenance Service Charge - No Charge

18/65 Checking Account Fees

(Under Massachusetts law, if you are under the age of 19 or age 65 or older, NB Checking is considered our 18/65 checking account and entitles you to the following reduced fees.)

  • Insufficient Funds Charge - Paid - $5.00
    (Overdrafts created by checks, ATM withdrawal, or other electronic means.)
  • Insufficient Funds Charge - Returned - $5.00
    (Overdrafts created by checks, ATM withdrawal, or other electronic means.)
  • Uncollected Funds Charge - $5.00
  • Stop Payment - $5.00

Other Checking Account Fees

  • Insufficient Funds Charge - Paid - $25.00
    (Overdrafts created by checks, ATM withdrawal, or other electronic means.)
  • Insufficient Funds Charge - Returned - $25.00
    (Overdrafts created by checks, ATM withdrawal, or other electronic means.)
  • Uncollected Funds Charge - $25.00
  • Stop Payment - $25.00
  • Instant Statement - $2.00 ea.
  • Statement Copy - $5.00 ea.
  • Check Copy - $5.00 ea.
    (First 25 each year are free)
  • Check Printing - 4 styles available for free, for others the fee varies by style order

ATM & Debit Card Service Charges


  • Foreign ATM (non-Needham Bank ATM) fees - 100% reimbursed for checking accounts
  • MasterMoney debit card transactions - No Charge
  • ATM/Debit Card Replacement - $5.00

Bank Services & Charges


 

Wire Transfer Fee

Wire fees are exclusive of other banks' charges

  • Incoming - No charge
  • Outgoing - Domestic - $25.00
  • Outgoing - Foreign - $40.00

Check Processed

  • Foreign (in U.S. Funds, sent for collection) - Varies
  • In Foreign Funds (collection charges are exclusive of other banks' charges) - $10.00 ea.

Returned Check Charges

  • Returned third-party checks that have been Cashed or deposited to your account - Limited to MA State Law

Other Charges

  • Official bank checks withdrawn from Savings, Checking or Money Market - One Free per Day; thereafter - $5.00 ea. 
  • Money Orders - Customers Only - Two Free per day; thereafter - $2.00 ea.
  • Passbook replacement - $5.00
  • Debit Card Rush Fee - $62.00
  • ATM Card Rush Fee - $42.00
  • Account Research (1 hour minimum) - $25.00/hr.
  • Attachment/Levy (per account) - $25.00
  • Notary Public (for customers)- No Charge
  • Signature Guarantee (customers only) - No Charge
  • Abandoned Property Fee - $25.00
  • Summons to Trustee - $40.00

Night Deposit Box

  • Replacement Key - $10.00

Safe Deposit Box (Wellesley & Dover Branches Only)

Size - Annual Fee
2x5 - $25.00
3x5 - $50.00
3x10 - $70.00
5x10 - $100.00
10x10 - $150.00

  • Replacement Key - $25.00
  • Late Payment (after 30 days) - $10.00
  • Drilling - Cost + $20.00

There is a minimum deposit account balance required to rent a safe deposit box. Safe Deposit box contents are not insured by FDIC or SIF.

These charges are effective April 30, 2018.

Download Consumer Schedule of Charges