If your external financial institution allows online verification, you will be asked to enter your online banking credentials for that institution. Otherwise, two small trial deposits (of less than $1.00) will be deposited into your account at the external institution. Once the deposits have been made (2-3 days later), you will need to confirm the amounts by logging into your Needham Bank online banking, access External Funds Transfer, then Settings. Click on the “Verify” link next to the appropriate account. You will then be prompted to enter the amounts of the two deposits. If the amounts are correct, that account will then show as active.