Consumer Lending Rates

Current rates as of July 1, 2024

ProductMin Loan Term (Months)Max Loan Term (Months)Min Loan AmountMax Loan AmountAnnual Percentage RatePayment Per $1,000*
Personal Term Loan1236$2,000$25,000As Low As 12.00%$33.22
New Vehicle (< 1 Year)2460$5,000$75,000As Low As 9.99%$21.25
Used Vehicle (1-8 Years Maximum)2460$2,500$50,000As Low As 10.99%$21.74
Overdraft Line of Credit--$1,000$25,00015.99%N/A

Rates shown above are reflective of our highest credit standards and does not represent a guaranteed rate.  Your actual APR may differ based on your credit score and approved loan amount.  You may be eligible for a rate discount if you elect to make automatic payments from your NB Checking Account.  

Please note that Personal Term Loans and Auto Loans are only available to residents of Massachusetts.

*Payment per $1,000 is based on a $10,000 loan for the maximum term and the lowest APR available.