GoalGetter Savings Account

4.25

%

APY*

Earn More, Save MORE—with an exclusive high-yield savings account.

Woman standing smiling with arms crossed in Needham Bank lobby
GoalGetter Savings Account

Earn More, Save MORE—with an exclusive high-yield savings account.

4.25%APY*

GoalGetter Savings Highlights:

Super charge your savings with our high-yield savings account—available with a Flex Checking account.

Boost your savings with a 4.25% APY* so you reach your savings goals sooner! With a competitive interest rate and regular deposits to your account, you’ll meet your goals before you know it.

Take your savings game to the next level with our Goal Builder tool! Available within online and mobile banking, you can set goals, schedule automatic transfers into your GoalGetter Savings, track your progress, and pat yourself on the back!

Built just for you, Flex Checking is our best free checking account. With no monthly fees, free ATMs worldwide, free credit score monitoring, and so much more, you’ll wonder how you lived without it.

Flex Checking Features and Benefits

Open a GoalGetter Savings Account

Start working towards your next financial goal with a GoalGetter Savings account. Open your savings account online or at your nearest branch today.

Frequently Asked Questions

Yes, our GoalGetter Savings is only available to Flex Checking customers. Open your Flex Checking account today, so you can add a GoalGetter account and start earning a competitive interest rate to supercharge your savings.

Learn more GoalGetter Savings

If your total balance exceeds $10,000, the rate is blended. The first $10,000 will earn the disclosed Annual Percentage Yield (APY), and the remaining balance will earn our standard statement savings rate, currently 0.05% APY.

See disclosure for details.

You can use the Goal Builder tool to establish goals and track your progress. To access this tool, log in to your online or mobile banking to start setting and tracking savings goals.

Personal savings is any money you’ve stashed away for future goals, emergencies, or both.

A good rule of thumb is to aim for around 3-6 months of living expenses in your savings account. However, the amount that makes sense for you can depend on a lot of things. Get in touch with your Needham Bank experts so we can help you personalize your financial plan.

Use this calculator to compute the monthly deposit amount needed to reach a savings goal.

Calculate Now

*Annual Percentage Yield (APY) as of February 1, 2025. The APY for the GoalGetter Savings account is 4.25% for balances up to $10,000. For total balances above $10,000, the rate is blended; the first $10,000 will earn 4.25% APY and the remaining balance will earn 0.05% APY. For example, if your GoalGetter Savings account had a daily balance of $15,000, you would earn 4.25% APY for that day on $10,000 and 0.05% APY on the remaining $5,000. Rate subject to change. Limit one account per tax reporting owner. Needham Bank Flex Checking account required. Personal accounts only.