Enjoy competitive rates — without sacrificing access to your funds. The Needham Bank Premium Money Market Account is designed for individuals with higher balances looking for a safe, flexible place to earn a higher return than a traditional savings account.
Maximize your earnings while keeping your funds accessible. Whether you’re building savings for the future or managing liquid assets, the Premium Money Market offers both performance and convenience.
*Annual Percentage Yield (APY) as of December 4, 2025. Premium Checking account and minimum balance of $50,000 are required to earn 3.75% APY. Premium Money Market accounts not paired with a Premium Checking account will earn 0.05% APY regardless of the balance. A minimum opening deposit of $250 is required. Personal accounts only. Rates subject to change. Some restrictions apply.
At Needham Bank, we understand that your savings strategy deserves both growth and flexibility. Our Premium Money Market Account provides a secure way to earn competitive interest while maintaining access to your funds whenever you need them. Pair it with our Premium Checking Account for exclusive rate advantages and seamless money management.
Take advantage of our Premium Money Market account’s higher interest rate.
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If you have already followed this process, you can log in using the Needham Bank login button.
Need help? Contact our Customer Care Center or call: 781-444-2100.
