For clients seeking exceptional value, convenience, and high-end returns, Needham Bank’s Premium Checking account delivers exclusive perks that go beyond everyday banking. Enjoy free ATMs worldwide, premium interest rates, and access to our exclusive Premium Money Market Account — all paired with personalized service designed to help you build and preserve your financial success.
With Premium Checking, you’ll experience banking that rewards your relationship and your balance — offering competitive rates, convenience, and access to exclusive tools.
*To waive the $25.00 monthly maintenance fee, maintain each statement cycle: eStatements and either $5,000 in direct deposits or $50,000 in combined deposits at Needham Bank.
When you link your Premium Money Market Account to your Premium Checking, you’ll enjoy some of the most competitive rates available — without sacrificing access to your funds.
**Annual Percentage Yield (APY) as of December 4, 2025. Premium Checking account and minimum balance of $50,000 are required to earn 3.75% APY. Premium Money Market accounts not paired with a Premium Checking account will earn 0.05% APY regardless of the balance. A minimum opening deposit of $250 is required. Personal accounts only. Rates subject to change. Some restrictions apply.
Our Premium Checking Account gives you more — more rewards, more convenience, and more ways to build.
Complete your one-time verification to access your account below.
If you have already followed this process, you can log in using the Needham Bank login button.
Need help? Contact our Customer Care Center or call: 781-444-2100.
