Personal CDs and IRAs
Most people think of mutual funds when they think of long term savings. There's nothing wrong with that preconception, but there are times when you really just want a safe, dependable return on your investment
Our certificates of deposit (CDs) and individual retirement accounts (IRAs) are excellent options if you have a long term savings goal.
Whether you choose one of our many CD term offerings, or want your money to grow tax free in a CD or Money Market IRA, Needham Bank offers competitive interest rates, and low minimum investments.
Benefits & Features
Safely Grow Your Money
What is your long-term savings goal? Make steady progress and earn a guaranteed return on your investment with insured money in the bank. Save smarter with our dependable CD and IRA options. Learn More
Low Minimum Balance
You don’t need thousands of dollars to start progressing towards your long-term savings goals. Get a personal CD or IRA at our competitive interest rates and start growing your money today. View Deposit Rates
Fully Insured Deposits
All deposits at Needham Bank are insured in full through a combination of insurance provided by the Federal Deposit Insurance Corporation (FDIC) and the Share Insurance Fund (SIF).
CD and IRA Highlights
Serving Our ClientsHow to Save More Money with CDs/Share Certificates
A certificate of deposit is a smart savings option that helps you save more money over a period of time. Learn how to save more with CDs from Needham Bank.Learn more about How to Save More Money with CDs/Share Certificates
Needham Bank offers Money Market, Statement Savings and Passbook Savings Accounts. Please check out our Deposit Rates page for current rate information.
Yes, Needham Bank offers two apps – one for consumer online banking and one for business online banking. Please search “Needham Bank” from within the iTunes or Google Play app stores.
From cars to appliances, Needham Bank can help you discover the best time to purchase your next grill, mattress, TV and more. See when you can save, today.Learn more about The Best Time to Save Money on Products and Services