Commercial Banking
We have grown our commercial banking capabilities and built a team that specializes in small and middle market businesses, structured finance, and commercial real estate deals of all sizes. We are fully equipped to assist your business in building for the future with competitive loan products and sophisticated cash management services.
Commercial Real Estate Loans
With a commercial loan portfolio of just under $1 billion, it’s safe to say that Needham Bank is an expert at financing commercial properties. When it’s time to purchase or refinance any type of investment property including office buildings, industrial properties, apartment buildings, or mixed use properties, our experts are here to help. Learn more about Commercial Real Estate Loans
Structured Finance
Our Structured Finance team provides personalized financing solutions for companies headquartered in Massachusetts, with special focus on the Eastern Massachusetts communities, and select Rhode Island and New Hampshire companies. If your corporation requires more than $10 million in commercial loan products other than investment real estate, we have business loan products that can provide a number of options for creative corporate lending. Learn more about Structured Finance
Middle Market
Our skilled Middle Market Lending team provides financing solutions for small to medium-sized companies and corporations in southeast New England with revenue between $5 million and $75 million. We serve operating companies such as manufacturers, distributors, importers, exporters, medical practices, CPA firms, and law firms. We offer middle market business loans and lines of credit to fund general operations, expansion, sales growth, new product development, and working capital. Learn more about Middle Market
Small Business
Our Small Business Lending group helps provide business loans to small independent businesses whose sales range from $100,000 to $10 million. For business loan requests of up to $5 million, we can offer you Small Business Administration (SBA) Guarantee Loan or a Massachusetts Capital Access Program (CAP) loan. As an experienced SBA lender, we want to give you the opportunity to start a business that you might not be able to self-fund or continue to grow your small business. Learn more about Small Business
Cannabis Banking
We are ready to help your business grow. As the #1 bank in Massachusetts for marijuana banking, we will serve your cannabis business needs in a safe, secure and compliant way. Learn more about Cannabis Banking
Commercial Banking Highlights
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Full suite of cash management services
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Array of online and mobile products
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One consistent point of contact
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Strong and well-capitalized with over $2.5 billion in assets
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Scalable solutions to suit any size business
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Full deposit insurance through FDIC and DIF
Contact a Commercial Team Leader
Cash Management Services
Every business has different needs when it comes to cash management. Our experienced team understands that and will work with you to recommend the best combination of Cash Management services to help you maximize cash flow, save money, and reduce the time you spend on your business’s finances.