Needham Bank deposit products:
Needham Bank deposit products:
Cover your expenses and protect your financial health with the peace of mind you deserve. Protect your account from overdrafts when linked with your personal checking account.
*As long as you don’t exceed your available line
No need to juggle funds—your Overdraft Protection Line of Credit will be linked directly to your Checking account for easy, simple use.
Pair your line of credit with our NB Money Management tool and establish budgets, set goals and keep track of your financial progress.
Utilize Online and Mobile banking alerts to be better prepared to prevent overdrafts, no matter when or where.
No one wants to pay an overdraft fee, which is an added charge that comes when there are insufficient funds in an account to cover a transaction.
Streamline your finances with NB Money Management, a useful and helpful tool for budgeting, goal-setting, and more.
It’s easy to lose track of the details of your finances in your busy day-to-day life. Get started and apply for an Overdraft Protection Line of Credit in only 5 minutes.
*For the Bank’s OOPs product, Needham Bank charges a $25 fee for the payment of each overdraft transaction, up to a maximum of four (4) fees per day. This applies to a variety of transactions including checks, ACH transactions made using a checking account number, automatic bill payments, ATM transactions and everyday debit card transactions. Accounts must be brought to a positive balance within 15 days. The Bank’s ODLOC does not charge an overdraft fee for usage within the line limit.
