Adjustable Rate Mortgages

Take control over financing a home by choosing an adjustment period that’s right for you.

Adjustable Rate Mortgages Highlights

Already applied for an adjustable rate mortgage?

Benefits & Features

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Your choice of adjustment period

Choose from a variety of adjustment periods, with lifetime caps that are competitive and often extremely attractive.

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Dedicated residential lending expert

Work with the same expert from application to closing, available to you directly by text, phone and email.

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Low initial interest rate

Get your monthly payment as low as possible in the early years of the loan when compared to a typical fixed-rate mortgage option.

Helping Make Homeownership More Affordable

Needham Bank is proud to partner with MassHousing to make homeownership more accessible across Massachusetts. Through this partnership, we offer reduced closing costs and flexible financing options for qualified buyers — including first-time homebuyers. 

Contact us to learn more, visit our webpage for details, or explore additional resources at MassHousing.com 

MassHousing programs have specific eligibility requirements and may not be available to all applicants, properties, or loan types.

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Resources

Before shopping for a home understand how much you can afford to spend on a mortgage. Learn how to calculate your monthly payments with Needham Bank....
Boosting your credit score can increase your chances of qualifying for a home loan. Learn how to increase your score and pay done debt from Needham Bank....
If you're planning to buy a home in MA, spend time understanding your home loan options. Let Needham Bank help you decide which mortgage is right for you....

Adjustable Rate Mortgage

Is it a priority for you to get your monthly payment as low as possible in the early years of your loan? Partner with us to finance your new home, your way.

Commitment to Community

We’re not just your bank. We’re your neighbors, and we’re committed to serving you with the same steadfast community values we were founded on. Let’s conquer your finances together.