Needham Bank deposit products:
Discover a first-time home buyer program that is right for you. Your personal, dedicated Needham Bank expert is here to guide you on your journey home.
Buying your first home? Congrats! We have a number of mortgage programs designed to help you pursue this milestone with ease:
Buying your first home should be exciting, not stressful. Let us make it as easy as possible:
A first-time home buyer loan is your ticket to your dream home! This type of mortgage has terms and benefits designed to help you reach the milestone of buying your first home with as little stress as possible.
If youāre new to home-buying, voila! Youāre a first-time home buyer. Youāre also considered a first-time home buyer again if you havenāt owned a home in the last three years. Specific requirements can vary, so get in touch with us to learn more.
Some factors that can help you get approved for a home loan as a first-time buyer include your credit score, income, the size of your down payment, and more. Let us know if you have questions or concerns ā over 130 years of experience have made us pretty good at opening the door for new neighbors!
Your perfect mortgage match is out there! Weāll help you explore your options to find a first-time home buyer program with a competitive rate that will help you pursue this milestone no matter your financial situation.
Needham Bank isĀ proudĀ to partner withĀ MassHousing to make homeownership more accessible across Massachusetts. Through this partnership, we offer reduced closing costsĀ and flexible financing options for qualified buyers ā including first-time homebuyers.Ā
Contact us to learn more, visit our webpage for details, or exploreĀ additionalĀ resources at MassHousing.comĀ
MassHousing programs have specific eligibility requirements and may not be available to all applicants, properties, or loan types.
Turn your dream of home ownership into reality with a 40-year mortgage that keeps your monthly payments low. When you partner with Needham Bank, owning a home has never been so easy.
Weāre not just your bank. Weāre your neighbors, and weāre committed to serving you with the same steadfast community values we were founded on. Letās conquer your finances together.