Needham Bank deposit products:

Community Loan Program

Achieve your dreams of homeownership regardless of your circumstances, the way everyone deserves.

  • Comparison checkmark Discounted interest rates
  • Comparison checkmark Maximum income limit for eligibility
  • Comparison checkmark Reduced closing costs
  • Comparison checkmark Fixed and adjustable rate mortgage products

*Geographic restrictions apply. See below.

View Rates
Contact a Loan Officer

Am I Eligible?

Our Community Loan Program is ideal for:

  • Comparison checkmark Those with newly established credit
  • Comparison checkmark First-time homebuyers
  • Comparison checkmark Borrowers looking to refinance an existing mortgage at a different rate

Please note income restrictions apply.

Individual cases may vary, so reach out to one of our expert residential loan officers to determine your eligibility.

Contact a Loan Officer

Information You Will Need

  • Comparison checkmark Federal tax returns from the past two years
  • Comparison checkmark Most recent paystub
  • Comparison checkmark Last two months of bank statements
  • Comparison checkmark Listing of other debts (ex: student loans, car loans, credit cards, etc.)

Helpful Links

There are a number of resources available to you as you go through the homebuying process.

Fannie Mae - Know Your Options

Understanding Your FICO Score

The Home Loan Learning Center

The National Foundation for Credit Counseling

Other Residential Mortgage Options

Fixed-Rate Mortgages

Adjustable Rate Mortgages

First-Time Home Buyer Program

See all Mortgage borrowing options

*The program is available within Needham Bank’s assessment area.