Community Loan Program

Every family deserves a home to call their own. That’s why we created a mortgage program to make this important milestone even more attainable for our neighbors.

Our unique Community Loan Program* is available to qualified borrowers for both purchases and refinancing. Features include:

  • Discounted interest rates
  • Reduced closing costs
  • Maximum income limit for eligibility
  • Fixed and adjustable rate mortgage products

The path towards a home mortgage is less complicated than you may think. Simply contact a Loan Originator by clicking below:

Talk to a Loan Originator

*Geographic restrictions apply. See below.

Am I eligible?

Our Community Loan Program is ideal for:

  • Those with newly established credit
  • First-time homebuyers
  • Borrowers looking to refinance an existing mortgage at a different rate

Individual cases may vary, but we encourage you to reach out and speak with one of our loan officers for more information and to determine your eligibility. Please note that income restrictions apply.

The Community Loan Program is available in the following geographic areas: Ashland, Belmont, Brookline, Cambridge, Dedham, Dover, Everett, Framingham, Franklin, Holliston, Hopkinton, Malden, Medfield, Medford, Medway, Milford, Millis, Natick, Needham, Newton, Norfolk, Norwood, Sherborn, Somerville, Walpole, Waltham, Watertown, Wayland, Wellesley, Weston, Westwood and all neighborhoods in the City of Boston.

 

 

Information You Will Need

  • Federal tax returns from the past two years
  • Most recent paystub
  • Last two months of bank statements  
  • Listing of other debts (For example: student loans, car loans, credit cards, etc.)

Helpful Links

There are a number of resources available to you as you go through the homebuying process.