Adjustable Rate Mortgages

Take control over financing a home by choosing an adjustment period that’s right for you.

Adjustable Rate Mortgages Highlights

Already applied for an adjustable rate mortgage?

Benefits & Features

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Your choice of adjustment period

Choose from a variety of adjustment periods, with lifetime caps that are competitive and often extremely attractive.

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Dedicated residential lending expert

Work with the same expert from application to closing, available to you directly by text, phone and email.

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Low initial interest rate

Get your monthly payment as low as possible in the early years of the loan when compared to a typical fixed-rate mortgage option.

Other Residential Mortgage Options

An adjustable rate mortgage isn’t the only way to achieve your dream home:

the Bennett family

From Customers Like You

“Needham Bank is a great organization with great people. They are exactly what everyone wants and needs when they’re looking to buy a house or make a big purchase.”


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Adjustable Rate Mortgage

Is it a priority for you to get your monthly payment as low as possible in the early years of your loan? Partner with us to finance your new home, your way.

Commitment to Community

We’re not just your bank. We’re your neighbors, and we’re committed to serving you with the same steadfast community values we were founded on. Let’s conquer your finances together.