Portfolio Loans

Discover personalized borrowing solutions with flexible terms to support your unique circumstances. Our portfolio loans are ideal for:

Benefits & Features

Types of Portfolio Loans

This doesn’t use traditional documentation to validate the income of the borrower. These loans are intended for self-employed borrowers, or investors who have a hard time documenting their income.

This is a financing option for condos that don’t meet all of the Fannie Mae or Freddie Mac qualified lending requirements.

This allows you to choose a payment option that fits your budget.

Which Mortgage is Right for You?

If you’re planning to buy a home in MA, spend time understanding your home loan options. Let Needham Bank help you decide which mortgage is right for you.

Unique Situations Require Flexible Terms

Our loan originators recognized that different borrowers have unique financial circumstances or requirements.

Contact us today so we can understand your situation and give you the best advice on our products.

Frequently Asked Questions

The easiest way to pay your NB mortgage from your NB Checking Account is through NB Online Banking or NB Business Online Banking by completing a transfer from your checking account to your mortgage.

Yes, you may complete an ACH Agreement in order to do so. Call our Loan Servicing Department at (781) 474-5802 or complete the Authorization Form. Please forward the form to the Loan Operations Department via US Mail or email us at LoanOperations@NeedhamBank.com

Payment changes result from an adjustment to your interest rate or your escrow payment. Our Loan Operations Department will assist you in providing answers to all your questions. Please contact us by calling (781)474-5802 or by email at LoanOperations@NeedhamBank.com