Discover personalized borrowing solutions with flexible terms to support your unique circumstances. Our portfolio loans are ideal for:
This doesn’t use traditional documentation to validate the income of the borrower. These loans are intended for self-employed borrowers, or investors who have a hard time documenting their income.
This is a financing option for condos that don’t meet all of the Fannie Mae or Freddie Mac qualified lending requirements.
This allows you to choose a payment option that fits your budget.
A portfolio loan isn’t the only way to achieve your dream home:
Our loan originators recognized that different borrowers have unique financial circumstances or requirements.
Contact us today so we can understand your situation and give you the best advice on our products.
The easiest way to pay your NB mortgage from your Needham Bank personal checking Account is through NB Online Banking or NB Business Online Banking by completing a transfer from your checking account to your mortgage.
Yes, you may complete an ACH Agreement in order to do so. Call our Loan Servicing Department at (781) 474-5802 or complete the Authorization Form. Please forward the form to the Loan Operations Department via US Mail or email us at LoanOperations@NeedhamBank.com
Payment changes result from an adjustment to your interest rate or your escrow payment. Our Loan Operations Department will assist you in providing answers to all your questions. Please contact us by calling (781)474-5802 or by email at LoanOperations@NeedhamBank.com
Needham Bank is proud to partner with MassHousing to make homeownership more accessible across Massachusetts. Through this partnership, we offer reduced closing costs and flexible financing options for qualified buyers — including first-time homebuyers.
Contact us to learn more, visit our webpage for details, or explore additional resources at MassHousing.com
MassHousing programs have specific eligibility requirements and may not be available to all applicants, properties, or loan types.
