Online shopping has become incredibly easy and convenient. The lure of good deals and fast shipping, all while browsing from your couch, have greatly increased the number of online shoppers. And with Covid-19, even consumers who once religiously shopped in-store are turning to online options to avoid crowds.
On the downside, this increase in online shoppers, especially those who aren’t as internet-savvy, also makes it easier for scammers to try and trick you. But don’t worry, we have tips to help keep you safe while you’re online shopping.
Use Familiar Websites
Always shop at trustworthy sites. If you are familiar with the site, it is less likely to be a scam. Look for misspellings or sites that are using a different domain such as .net instead of .com. Sales on these fake sites might look great, but that is exactly how fraudsters trick you into giving up your information.
Confirm HTTPS for Security
Never buy anything online from a site that doesn’t have added security. It is safe to enter your credit card information on websites that start with https. The “s” indicates the site is following base-level encryption technology and your information is secure. Another way to know the website is safe is the lock symbol that typically appears to the left of the URL.
Know Your Wi-Fi
Your private and secure home Wi-Fi is always the safest option. However, if you happen to be online shopping somewhere publically, try using a Virtual Private Network or a personal hotspot to get a secure connection. Refrain from using public Wi-Fi and trusting the network with your sensitive information.
Monitor Your Account
Don’t wait for your bank statement to come at the end of the month. Check your accounts regularly to make sure no fraudulent activity is occurring. Your NB Checking account allows you to have complete control and access to your account at all times with NB Online and Mobile Banking. Monitor your account activity in real-time to ensure that all transactions posted are accurate.
If something seems suspicious, contact us immediately at 1-781-444-2100.
Use NB Debit MasterCard Safety and Security Benefits and Features
Our NB Debit MasterCard® has specific components to keep you safe. As a MasterCard® cardholder you have access to Zero Liability Protection, which will give you peace-of-mind that you won’t be held responsible for unauthorized transactions. And with our NB Debit Card you can enjoy full control over your card by turning it on and off, setting up purchase limits and managing transactions with the NB My Cards app. Make sure to download the mobile app for your iOS or Android devices.
By following these tips, you can keep your information safe while you continue to shop online. If you have questions or concerns about your Needham Bank account, call 1-781-444-2100 or your local branch as soon as possible. If your card is lost or stolen, or you suspect unauthorized use, contact Needham Bank immediately at 1-833-337-6075. For international calls, please call 1-614-564-5105