Take control of your financial future with a fixed-rate mortgage. If you like a consistent rate with your choice of repayment period, consider this traditionally common and straightforward loan. Work with our experts to decide if it’s right for you.
Benefits & Features
Competitive Fixed Rates
Get your conventional conforming fixed rate loan at a competitive interest rate. Your monthly principal and interest payments will never change during the life of your loan, so you’ll know exactly what to expect every time.
Repayment Period Options
Are you planning to pay your loan back quickly, or over a longer period of time? Partner with Needham Bank to choose a repayment period that’s right for you.
Fixed Rate Mortgage Highlights
The easiest way to pay your NB mortgage from your NB Checking Account is through NB Online Banking or NB Business Online Banking by completing a transfer from your checking account to your mortgage.
Yes, you may complete an ACH Agreement in order to do so. Call our Loan Servicing Department at (781) 474-5802 or complete the Authorization Form. Please forward the form to the Loan Operations Department via US Mail or email us at LoanOperations@NeedhamBank.com
Payment changes result from an adjustment to your interest rate or your escrow payment. Our Loan Operations Department will assist you in providing answers to all your questions. Please contact us by calling (781)474-5802 or by email at LoanOperations@NeedhamBank.com
Before shopping for a home understand how much you can afford to spend on a mortgage. Learn how to calculate your monthly payments with Needham Bank.Learn more about Calculating Your Monthly Mortgage Payment